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Joined 2 years ago
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Cake day: August 18th, 2023

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  • ColeSloth@discuss.tchncs.detoCurated Tumblr@sh.itjust.worksMastercard/Visa’s control
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    23 hours ago

    You obviously don’t have a debit card. It’s not “a permutation” of a credit card and they don’t come from visa or MasterCard. You’re talking about a credit line through your bank. I own a debit card. From my bank. With only my bank as the issuer. It takes money directly from my bank account when I use it. No creditor involved. It’s a money transfer straight from my bank account to the retailer I use it at. Millions of people have them.






  • That’s what a debit card is, and plenty of people use them.

    Many people are idiots, though. They’ll use a credit card and pay interest all the time, rather than have the money to buy that TV or whatever before buying the damn thing.

    I use a credit card to take advantage of the warped system, though. It gives me several benefits and costs nothing extra because I pay it off in full every month. All my purchases come with a year of reimbursement if stolen, a year of warranty past the manufacturer warranty, and cash back points. I have gotten thousands of dollars over the years for using a CC. Free money.







  • Part of the issue (I feel a large part ) is that the learning curve is too steep to get on Lemmy

    Now I’m not saying it’s hard at all; but it’s significantly higher than simply “go to a main page and create a user name and password”. Lemmy needs a sign up page that just random signs you up to an active instance (per the instances permission) and automatically subscribes you to the 50 most active instances to just get you started up.

    Making a getting started page that’s as idiot proof as any .com would probably go a long ways into upping our numbers here.



  • An unprovoked war on most any country will likely spark sanctions and hurt the economy. Trump doesn’t give a shit about the economy. He cares about himself. That should be obvious to you as well. He’ll start a war just to try and keep in power. It’s why he’s already trying to claim he doesn’t need permission from the rest of the government to attack countries or take lands.