

Apparently the maritime insurance market writes about $1b per year, around .005% of hull value to 1-3% - which exceeds the profit margin.


Apparently the maritime insurance market writes about $1b per year, around .005% of hull value to 1-3% - which exceeds the profit margin.


It’s already closed. The threat and the resulting insurance pull is all that’s needed. https://shanakaanslemperera.substack.com/p/actuarial-warfare-how-seven-insurance


That’s almost bearish; with the strait closed for potentially months or years, Iraq shut down, and the risk of Houthi attacks?


Saw the multitude of economic indicators and worried for a minute.


Trump is about to find out that ship owners won’t risk hundreds of millions per ship on an uninsurable voyage just to stroke his ego.


I tried to eliminate caffeine to reduce anxiety in combination with my ADHD meds.
My morning routine without coffee was hard; decaf helped a lot though. Ultimately didn’t kick the addiction though.
If I may be so bold, 400mg is a lot. Your body habituates, so why push the envelope?
The meds for many people reduce sleep quality. You should talk to your doctor. Drug, dosage, and timing can help. As others said, you should do a sleep study.
One thing you didn’t mention is exercise; it may help, but it’s not a panacea. It should be completed well before sleep, as intense exercise is stimulating.
Blue light filters are simply nowhere near as effective as simply dimming the lights and taking screens out of the equation for those hours is more effective. But again, this is far from a panacea.


Yes, most of a shock caloric increase leaves as poop and NEAT. There’s no hard limit because it varies widely between people. Biology is messy.


To maintain a weight, humans need to eat according to their body mass and their activity level.
Ethnic Asians are no different.


Smug, but transportation runs on fossil fuels so it’ll catch up in groceries and everything, so then I return to the standard anxiety and depression these days.


That’s weaseling.
They have access to diverse supply. The reserves in hand are a different topic.


What’s the point of being a monarch if you can’t get properly laid?


They’re both seafaring Europeans and got around.
Also, the Spanish Netherlands and Norway aren’t far apart, along trading routes.


Only AI companies is going to see the things, the way things are going.


The US builds all their embassies like a fortress while others just have them in a normal building.

The example provided is USA centric but eminently repeatable in other countries and makes a ton of sense. Some parts of the world you can get to the right side of the street between 10 and 20 XYZ street with the code.


It’s a terrible time to be doing this. There’s some decent NAS devices that use mobile chipsets and don’t draw much power, slap some spinning rust in there for storage and you’re all set. Unfortunately they’ve basically gone up by US 400 in the last 6 months.


Project 2025
It’s not discriminatory. They don’t have any legal obligation to serve citizens of foreign countries. Citizen of USA isn’t a protected class. When they do serve American citizens it triggers a whole lot of regulatory work, and it’s understandable they don’t want to do that unless you’re a high net worth individual (ie they make enough profit to cover that cost)