PNW is my new abode while solo globe trotting| Protean| INFJ| Mid aged women with Tichel is my achilles heel| rail over road trip| Photograpgy| Don’t be a stranger, don’t be a nuisance either.

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Joined 6 months ago
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Cake day: October 30th, 2024

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  • yeah, It’s been on for about 11 years on reddit. It’s pretty much a payday loan / private lender type deal. Interested borrowers would post a request and reason for the loan, date of expected payment and interest on such loan. Lenders that are interested in the post would contact the lender. Over the years the system has worked well.

    Verification system (fair for both interested parties) is in place to avoid people absconding with the lenders pay. There are bots involved to keep track of the borrowers reputation for loans paid and unpaid, same thing foes for lenders to keep it safe and transparent.

    People who do transaction ouside of the subreddit automatically get kicked out to avoid screwing up the system if the transaction goes left. The Major system used include Paypal, Venmo, other arrangement to accomodate international users of the platform.

    I have always lurked around that subreddit, but never used it since i. don’t have a need for it.




  • For those who live in rural yet areas, Trees and streams (or any moving waterbody) are your friend. We ensure at least one fruit tree and a non edible tree is on the property depending on the size of the property. This is the cheapest way of creating shade so much so you create a micro-climate for yourself. While everyone is worried about the heat, your environ is considerably cooler during the hot season and colder in the wet rainy period.

    Some do incorporate air-conditioning system if the structure of the house is not well designed for natural cooling process to take place.