It is not about acknowledgement, it’s about understanding the morality of the action. Most of the time, only they know the answer to that question.

In my opinion, in order for an action to be evil, the actor must know what is good or what is right behavior. While sometimes the actor acts with intent to cause harm, sometimes, the actor is ignorant of such things.

I’m also interested in verifying this. Unfortunately, the article you linked to references young people getting sba loans not social security payments. It then repeats old news about very old people getting social security benefits.