astrsk

He said 20 million deportations, how else will they get there when the target was a made up lie to begin with?

MoneyGuy has a great rule, 20/3/8. 20% down for no more than a 3 year loan term (36 months), with monthly payment being no more than 8% monthly gross. You could try to refinance with these in mind and see if you qualify, $16k left isn’t a terrible position, but it depends on what the value of the vehicle currently is. If you’re under water on it, you might have a difficult time refinancing in a worthwhile way.

To be honest, the most likely scenario in my mind is some form of war declaration or emergency, suspending elections has precedent during wartime.