Anecdotally, I don’t trust Klarna one bit. A few years ago I was making a payment and Klarna directed me to a third party site that wanted my bank credentials. It was at that moment I stopped using Klarna and requested they delete all information they have on me. Apparently, Klarna wanted to see my account activity. I now go out of my way to avoid them. I have a similar issue with PayPal, where connecting a Credit Card requires entering information in a way I’m uncomfortable with.

So for now I’m just using a CC directly. This may not be the best approach, but it feels the least intrusive - for now. I don’t know what the optimal solution would be. Maybe when GNU Taler becomes an option…

It is a fair tale, though it is sad, as are all the tales of Middle-earth, and yet it may lift up your hearts.

Alas.

This is long overdue. Why Europeans were so happy to just hop on US services with horrible privacy and abusive practices is beyond me. Had the EU prioritized European alternatives and innovation, much pain would have been avoided.