Stop paying off the student loans. You are wrecking your QoL for a hope at a house you’ll never actually be able to buy. They’ll ding your credit every so often but you get to actually live life. It’s worth it.
I don’t know, I struggle with this advice. On the one hand, in the grand scheme of things you’re probably right. On the other hand, I have a hard time knee-capping my future self with bad credit, which would seriously limit my ability to get any kind of loan. That’s kind of what my pre-college self did by saddling myself with all this debt. It wouldn’t be small dings, it would completely wreck my credit.
Stop paying off the student loans. You are wrecking your QoL for a hope at a house you’ll never actually be able to buy. They’ll ding your credit every so often but you get to actually live life. It’s worth it.
I don’t know, I struggle with this advice. On the one hand, in the grand scheme of things you’re probably right. On the other hand, I have a hard time knee-capping my future self with bad credit, which would seriously limit my ability to get any kind of loan. That’s kind of what my pre-college self did by saddling myself with all this debt. It wouldn’t be small dings, it would completely wreck my credit.