• ViatorOmnium@piefed.social
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    2 months ago

    Because most businesses need initial capital to scale enough to survive, and too many workers live paycheck to paycheck.

      • ViatorOmnium@piefed.social
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        2 months ago

        Banks are too risk averse, they prefer the devil they know, and they like having a few rich people to point fingers at if the business goes sideways.

        There are a few funds investing in cooperatives, but I’ve never looked at how they work, and that’s not where most of the money is.