Hello everyone,
I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:
- Sending money to friends
- Paying online, especially to small vendors
- Ordering food and everyday purchases
I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?
Thanks in advance!
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You can do all of that with a normal bank account in Europe.
Vendors will accept debit cards and there’s a thing called SEPA Instant Payments.
You do not need ‘a PayPal’.
That being said, I keep my ‘main bank account’ separate from my ‘spending bank account’ for which I use Revolut.