The white ground is going out to the pole and the green one is my grounding rod, should the green one not be bonded to the pannel not the bus bar?
Note not an electrician, but my copper water lines feel live and a few switches in my house give us shocks

I must disagree with the not elextrocuting yourself".
120v with 50a+ service (200 is common these days) is plenty to kill you, especially a novice.
What need is there for a 200 amp circuit? We had to install 50a to power a 40ft camper and it’s in a separate box.
The 200 amps would be the entire service from the utility meter for a single family home. It’s definitely overkill on most houses but with the electrification of everything it’s probably for future proofing. Big houses or properties with multiple detached structures will occasionally have a 400 amp service but the utility meters they put on those are only rated for 320 amps continuous so I think 400 is also overkill for those types of properties usually.
Yeah. I have 200 amp service but it’s because I have a car charger, heat pump, electric furnace, induction range, electric water heater, and a server rack. That being said, I’ve never even come close to using all 200 amps at once. It’s at least good piece of mind in case that randomly happens for some reason, though.
Of course it’s plenty under the right conditions but it’s very easy to use insulated tools or gloves and not be at any risk of shock. Or you can work with the power shut off at the transformer or get the meter pulled. On the other hand you might not know you’ve created a situation that will burn down your house until way later and it’s too late. I’ve touched a 120v leg on a 200a bus by accident and barely felt a tingle in that situation. The expertise is not in trying to not be shocked because that’s the obvious risk. The less obvious risk is dying in a house fire because of an arcing connection somewhere that doesn’t cause a breaker or fuse to trip.