A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

  • jaykrown@lemmy.world
    link
    fedilink
    English
    arrow-up
    1
    ·
    11 minutes ago

    I stopped paying for health insurance a couple years ago, one of the best decisions I’ve made.

  • bassgirl09@lemmy.world
    link
    fedilink
    English
    arrow-up
    6
    ·
    1 hour ago

    Ah yes, the United States – Don’t get sick or you will have to fight tooth and nail to get your insurance company to pay for necessary medical care. This is a story heard over and over again stateside. If the U.S. was truly the best place in the world to live, this would simply not happen. As a person who has worked in healthcare in the U.S. for over 15 years, I feel this in my bones. I am glad you could get legal help and have the right outcome based on what you paid for. I would love nothing more than to see everyone who comes to the U.S. receive medical care appropriately – Nobody asks to get sick :(

  • bampop@lemmy.world
    link
    fedilink
    English
    arrow-up
    37
    ·
    edit-2
    4 hours ago

    After a nine month legal battle, Zurich has reversed its decision and told the BBC it was sorry for the stress caused.

    Yeah, very sorry I’m sure. Oopsie, we accidentally fought a nine month legal battle to avoid paying out the exact thing the insurance is for

    • Evotech@lemmy.world
      link
      fedilink
      English
      arrow-up
      8
      ·
      2 hours ago

      “We’ve now strengthened and clarified our wording and guidance so other families travelling abroad at this stage of a pregnancy do not have to go through this experience.”

      TLDR: the beat couple is fucked

  • Echo Dot@feddit.uk
    link
    fedilink
    English
    arrow-up
    1
    arrow-down
    1
    ·
    36 minutes ago

    How’s the US still a country, how do people just put up with it.

  • quick_snail@feddit.nl
    link
    fedilink
    English
    arrow-up
    1
    arrow-down
    8
    ·
    45 minutes ago

    Sorry, I block ads.

    Can someone tell me if this article has an ad for vasectomies and condoms?

  • craftrabbit@lemmy.zip
    link
    fedilink
    English
    arrow-up
    13
    ·
    4 hours ago

    I’m curious, what happens if you just don’t pay? What if you just go back home and never come back?

    • Khrux@ttrpg.network
      link
      fedilink
      English
      arrow-up
      19
      ·
      4 hours ago

      Honestly if you never go back, not much. It wouldn’t even impact your credit rating, and your country likely doesn’t have the means to enforce it. I could imagine you get harassed by us debt collection agencies but they can’t do anything about it either. If you’re never returning to the US, it’s fine.

      You could likely even still holiday in the USA. It won’t impact your visa as it’s not a criminal offence either.

      I’m not a lawyer, and could be totally wrong, but I asked my dad who is also not a lawyer.

      • KelvarCherry [They/Them]@lemmy.blahaj.zone
        link
        fedilink
        English
        arrow-up
        13
        ·
        edit-2
        3 hours ago

        After 7 years without any payment, most debt including medical debt and standard loans are discharged. The non-payment is key. Even sending a cent will restart the obligation to that debt

      • hector@lemmy.today
        link
        fedilink
        English
        arrow-up
        4
        ·
        3 hours ago

        They are bringing back debtor’s prisons in some states, those debts they sell as unrecoverable are bought by shady companies, as in Utah, that sue for them in the big city, and if the defendant doesn’t show up they get a default judgement and then get the judge to hold them in contempt, and jail them. If they pay they get out right away. After they get out of jail the holder of the debt can just file for another action and contempt you again, as I understand it.

        And they aren’t the only state either I hear, they were one of the first to end run around the prohibition, I think case law, on debtor’s prisons, over 10 years back.

          • hector@lemmy.today
            link
            fedilink
            English
            arrow-up
            1
            ·
            edit-2
            13 minutes ago

            They just brought back that form of execution, and it’s an improvement over lethal injection as it is practiced, or the electrical chair or gas chamber.

            Lethal injection could be humane, they choose not to make it so. Nothing would be more humane that a hot shot of opioids and benzodiazapemes and the like. They want them to suffer and use their other formulation that does cause pain even as it makes the person unable to show that pain, as I understand it.

            The electrical chair is grotesque, as was the gas chamber as practiced that not only is disturbingly similar to nazi shit, but also operated as with the lethal injections.

            So firing squad is much more humane, hanging is humane, guillotine, etc would all be better. Obviously though we can’t trust the system to convict the right people so we shouldn’t have the death penalty. But certain exceptions could exist, for people that would use corrupt influence to get their conviction overturned, cancelled, and do more harm, politically connected people, the super rich.

            And yes, shady companies like these, are the perfect recipients of said penalty with due process as they would pay off higher ups to get it cancelled and abuse more people.

    • hector@lemmy.today
      link
      fedilink
      English
      arrow-up
      3
      ·
      3 hours ago

      They can sue, and then try to seize your assets, at least inside the country. Most hospitals don’t, but some do. Garnish your paychecks too. Not sure how that would work in another country.

  • Sunflier@lemmy.world
    link
    fedilink
    English
    arrow-up
    15
    ·
    5 hours ago

    That poor child will now have to suffer dual citizenship in the US. That kid’s tax stuff will be a PITA when it starts working.

  • ragebutt@lemmy.dbzer0.com
    link
    fedilink
    English
    arrow-up
    5
    ·
    4 hours ago

    I have a friend who had a c section birth that otherwise had no complications (other than requiring a c section. They were in the hospital 4 days iirc, way less than a week. Insurance was billed for 98,000. They had a 10k out of pocket max, thankfully

  • Asfalttikyntaja@sopuli.xyz
    link
    fedilink
    English
    arrow-up
    22
    ·
    6 hours ago

    So… that baby is basically came to USA without approval? Should it be detained in the concentration camp or something?

  • BarneyPiccolo@lemmy.today
    link
    fedilink
    English
    arrow-up
    18
    arrow-down
    1
    ·
    edit-2
    8 minutes ago

    "Hey, man, we told the kid not to be born, that we couldn’t afford it, but he wouldn’t listen, and went and borned hisself anyhow, without any permission. So that’s on him. You have to sue him.

    But you can’t, because he’s a BABY! And you can’t sue a baby! BOOM! CHECKMATE, BITCH!"

    That’ll work in any court in the nation. Don’t even need a lawyer, save your money.

    • quick_snail@feddit.nl
      link
      fedilink
      English
      arrow-up
      1
      arrow-down
      1
      ·
      41 minutes ago

      The best way to lower birth rates is free contraception. The birth rate in the US is too high…

    • bridgeburner@lemmy.world
      link
      fedilink
      English
      arrow-up
      2
      arrow-down
      1
      ·
      6 hours ago

      Interestingly it is still higher than a lot of European countries which have affordable healthcare

      • Swedneck@discuss.tchncs.de
        link
        fedilink
        English
        arrow-up
        2
        ·
        53 minutes ago

        different causes: people are having less kids in the US because they’re living in misery, whereas in europe we’ve long had fewer kids because better education and less need to have 8 kids so one of them survives and can take care of you as you get old.

        • ricecake@sh.itjust.works
          link
          fedilink
          English
          arrow-up
          1
          ·
          13 minutes ago

          It’s actually the same in the US. Misery increases the birthrate.

          Our birthrate is higher because we traditionally have had a higher immigration rate from countries with higher birthrates.

        • Echo Dot@feddit.uk
          link
          fedilink
          English
          arrow-up
          1
          ·
          30 minutes ago

          Yeah in most European countries at least half the kids survived to adulthood now. So if you have four kids at least two of them will survive and that’s all you need to pull the ox

  • Tollana1234567@lemmy.today
    link
    fedilink
    English
    arrow-up
    7
    ·
    6 hours ago

    isnt advisable by studies for pregnant woman to not travel outside thier country to avoid situations like these.

    • Agent641@lemmy.world
      link
      fedilink
      English
      arrow-up
      21
      ·
      5 hours ago

      It’s advisable not to travel to, over, or near the United States regardless of pregnancy status

    • Sunflier@lemmy.world
      link
      fedilink
      English
      arrow-up
      7
      arrow-down
      2
      ·
      edit-2
      5 hours ago

      It really depends on various factors like how far into the pregnancy she is (travel when you’re 2 months in is vastly different to travel when you’re 8 months in), how urgent the need to travel is (traveling to go to an anime convention is vasly less urgent than traveling to lay your mom to rest), how far you’re traveling (a weekend saunter to the next town over is different than traveling half way around the globe (which it sounds like she did)), whether the doctor overseeing your care says its okay, and other stuff.