- cross-posted to:
- politicalmemes@lemmy.world
- cross-posted to:
- politicalmemes@lemmy.world
cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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It is called redundancy. I can pay with my card, my phone and my watch. The watch was a meaningless purchase though, it contributes little to my life.
Where else am I supposed to keep my moths?
I love how millennial has become the new code for old. Gen X has been skipped again. As always.
If I’m not going far, not driving or not planning on spending much then yes, wallet stays at home.
Otherwise, if I’m driving then I’m taking my driving license with me (you never know), if I’m making a purchase over the contactless limit then I need to take my actual card with me anyway, or if I’m away for a longer period then I might need cards that I don’t have linked to my phone (like my corporate card - like fuck am I putting that in my phone).
And for all that, I’d rather have a wallet instead of just a loose amalgamation of plastic in my pockets.
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
As a Zoomer with a wallet, no clue where the people without keep anything. I think there’s phone cases. Ive seen peers fold money and put it inside their case against the back of their phone.
I keep an emergency 20 in my phone case
What van you do with just 20? Over here that’s not enough for most train tickets. You could get 2 beers and some fries. But going home with public transportation only works with 20 euros if your bike gets stolen in your own city.
I keep roughly 200 on me at all times. Several times I needed large parts of it for sudden expenses for which I couldn’t use a card, of when the card system was offline or something like that. Of a friend needs cash suddenly.
I keep roughly 200 on me at all times.
sigh Don’t make me do this! 🔫 Your money or your life!
Card holder on your phone case, i guess
Or one of those tiny things that are basically a wallet buy hold like 2-3 cards.
So when you lose your phone, you lose everything? So your phone becomes this thick brick in your pocket? No thanks.
Actually, the ear plug case is the same size as a card, so I have 3 cards, plugs and cash in it. It’s on my key ring. So I also don’t really have a wallet, but still a wallet. I usually have around 200 euros cash with me, that doesn’t fit into a phone case as it usually consists of 5s and 20s.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
Are they named George Costanza?
Yep. Teacher here. They (almost) all have wallets.
My fellow millennials are usually the ones who have their entire lives on their phones or just those little metal card cases.
My gen x in laws have their belongings and money in their phone cases, i’m gen z and i have a slim wallet with money clip (almost never carry money though)
I think the lack of a wallet is seen by me more as an older people trait, especially now
Millennial with a hairband for a wallet here.
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
License, registration, and proof of insurance
Mind if I see your phone? It’s just hard to read.
OH INTERESTING CONVERSATION YOU HAD WITH “WALGREENS GUY” ABOUT “SANDWICHES” HOW ABOUT YOU STEP OUTTA THE CAR
Is sandwiches drugs
Ha, joke’s on you. I don’t have a car.
My phone’s dead. Guess I’m broke until I find a charger.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
Paying with cash is the most private method. I hope it stays.
Some ATMs track the serial numbers of the bills you get. Even then, though, it’s more private than a card. Unless they have video of you shoving the bills into a machine for payment, say at Walmart self-checkout, they really don’t know how many hands the bills passed through before they passed through a reader again. Also, good if you can get a store to break the large bills for you. Then, they only know that you paid for a pack of gum with a 100-dollar bill.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
That’s how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don’t think there’s a requirement to provide change), though they can refuse all future business with you.
You mean Friends lied to me!?
I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I’m weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I’m not installing my government app, and especially I’m not installing some shitty gym membership app, when I can have a card in my wallet.
That’s because the brain rot starts around 2005+
If you can, I’d suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
This is how me, the murican, thinks also. but my euro wife thinks it’s bonker to even keep a personal credit card and that having any amount of debt is like the worst position you can be in. ¯(ツ)/¯
Pretty much the same, renting a car while on vacation would be the only scenario I could think of that a credit card would be useful. And yes I live in EU
Having a credit card is even considered a liability when applying for mortgage here
Perhaps its different there, Europe has far better general consumer protection policies. But in the US, generally, if someone gets your debit card info, they can drain your account and the bank won’t do anything. The money is gone.
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Don’t you need to unlock the phone to activate the NFC chip though?
Yes, but cards can just be read
Kinda. Have you tried using an NFC reader with your phone’s tap to pay? You didn’t get the actual card data. It’s all tokenized now. If I remember the details correctly, the merchant sends a token that they partly generate and add the token data the get from your card and they send that to the payment processor, and it’s only really usable at that point in time. So if I was wandering around with a high powered NFC antenna I’d need to be running a merchant terminal ready to charge them. I can’t harvest the data to sell later or anything like that. So the risk is pretty heavily mitigated.
That being said, I still use a wallet with NFC and RFID blocking
Hmmm, that is good to know! I have an RFID blocking wallet too just in case
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can’t remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
From what I can tell in this thread, most people carry wallets outside of generational divides, and the post is BS. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet at the store.”
When I’m out I keep my phone on airplane mode and in a little faraday bag. I am not dragging out my phone and waiting for it to reacquire signal every time I want to buy cigarettes. Nevermind that defeats the point of the faraday bag…
Your phone does not need an internet connection to tap to pay, in the same way your credit cards do not need an internet connection to tap to pay
How do you do tap-to-pay from inside a faraday bag?
I was addressing the “waiting to acquire signal” part, not the “removing from a bag” part which I imagine to be fast
The phone is already trying to connect to cell networks when it’s in the bag, the moment it comes out it’s already broadcasting which means the cell networks can triangulate your location even before ‘signal is acquired’.
I just wrap the Faraday bag around the card reader and let NFC do its thing. The cashiers hate me, but sometimes the cute ones get confused and let me draw them in their underwear.
Faraday bag is a way better way to call a tin foil bag, lol.
